Financial Literacy Month is recognized annually in Canada in November,[1] and National Financial Literacy Month was recognized in the United States in April 2004,[2] in an effort to highlight the importance of financial literacy and teach citizens how to establish and maintain healthy financial habits.
When kids read that America’s $28 trillion+ debt is accepted by many experts as ‘business as usual’, I wonder how that news will affect their future personal finance decisions. Do they understand the consequences of unbalanced budgets? The quandary of infinite wants vs. finite dollars? Or do they think money grows on some fiscal tree that always blooms? The good news is: Half of the nation’s schools require a financial literacy course. The bad new is: Only half require a financial literacy course.
If your school doesn’t teach a course about personal economics, there are many online sites that address the topic as mini-lessons. Some are narrative; others games. Here are fifteen I like. See if one suits you (check here for updates on links):
- Banzai–financial literacy (free) online program
- Bartleby Economics Q&A
- BizKids–games to teach business and finance
- Budget Challenge–for HS and college
- Cash Crunch–games for youngers and olders (HS and college)
- Financial Football–as fun as it sounds
- Financial Literacy Quizzes–in a variety of financial topics for high schoolers
- Gen I Revolution
- H&R Block Budget Challenge game
- Life on Minimum Wage (a game–through TpT but free)
- Living Wage–what’s it cost to survive–by state, cities, counties
- Own vs Rent Calculator–plug in the numbers; see the results
- Personal Finance for MS
- Personal Finance Lab–stock market game
- Practical Money Skills
- Spent
Curriculum
- EverFi–course in financial literacy for high schoolers
- Financial Literacy for High School Students–a course
- General Financial Literacy Course–an online course in meeting financial literacy needs
- Next Gen Personal Finance
Calculators
- Auto and home load calculators–from Arizona Central Credit Union
More on economics:
Economics and Finance websites
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Jacqui Murray has been teaching K-18 technology for 30 years. She is the editor/author of over a hundred tech ed resources including a K-12 technology curriculum, K-8 keyboard curriculum, K-8 Digital Citizenship curriculum. She is an adjunct professor in tech ed, Master Teacher, webmaster for four blogs, an Amazon Vine Voice, CSTA presentation reviewer, freelance journalist on tech ed topics, contributor to NEA Today, and author of the tech thrillers, To Hunt a Sub and Twenty-four Days. You can find her resources at Structured Learning.