Tag: financial literacy

5 Ways Edtech Enhances Social Studies Lessons

Before I get into how edtech enhances social studies lessons, let’s ask a foundational question: What the heck is Social Studies? If you don’t teach in the United States, this might be a term you aren’t familiar with. According to Wikipedia:

“In the United States education system, social studies is the integrated study of multiple fields of social science and the humanities, including history, geography, and political science.”

Merriam Webster offers this definition:

“…the study of social relationships and the functioning of society, usually made up of courses in history, government, economics, civics, sociology, geography, and anthropology”

At primary levels, this includes history, science, and language arts. In MS and HS, it expands to cover science, mathematics, civics, economics, and maybe geography. According to Brookings, roughly nine percent of educators consider themselves social studies teachers. None arrived with a major in social studies though some did have a “Social Studies Teacher Education” degree. About 40 percent majored in history, political science, economics, or sociology with the rest in varied other degrees.

The goal of social studies is to promote civic competence — the knowledge required to be active and engaged participants in public life and the community. In the past decade, technology has become the disruptive tool of choice among teachers to make what traditionally is a droll collection of subjects energizing and inspiring.

Here are five ways edtech can kick up your social studies program:

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April is Financial Literacy Month

The latest national data reports that while a growing number of students graduate high school, college enrollments are decreasing. Students cite a lot of reasons for that:

  • I can’t afford it
  • I can’t get in
  • It’s too hard
  • I have a good job
  • It isn’t worth it

Whatever is to blame, the result is that students increasingly take on the complicated economics of working and raising families without the knowledge, maturity, or experience to succeed at those. High schools are attempting to fill that gap by offering financial literacy classes that teach how to balance finite income from a job against infinite needs and wants.

Since April is Financial Literacy Month, I want to share my favorite online options, all age-appropriate for high school students and financial literacy classes:

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financial literacy month

8 Websites For Financial Literacy Month

balanceI published this about a year and a half ago, but with April’s focus on financial literacy, it’s time to repost.

When kids read that America’s $18 trillion+ debt is accepted by many experts as ‘business as usual’, I wonder how that news will affect their future personal finance decisions. Do they understand the consequences of unbalanced budgets? The quandary of infinite wants vs. finite dollars? Or do they think money grows on some fiscal tree that always blooms? The good news is: Half of the nation’s schools require a financial literacy course. The bad new is: Only half require a financial literacy course.

If your school doesn’t teach a course about personal economics, there are many online sites that address the topic as mini-lessons. Some are narrative; others games. Here are eight I like. See if one suits you:

Banzai

Banzai is a personal finance curriculum that teaches high school and middle school students how to prioritize spending decisions through real-life scenarios and choose-your-own adventure (kind of) role playing. Students start the course with a pre-test to determine a baseline for their financial literacy. They then engage in 32 life-based interactive scenarios covering everything from balancing a budget to adjusting for unexpected bills like car trouble or health problems. Once they’ve completed these exercises, they pretend that they have just graduated from high school, have a job, and must save $2,000 to start college. They are constantly tempted to mis-spend their limited income and then must face the consequences of those actions, basing decisions on what they learned in the 32 scenarios. Along the way, students juggle rent, gas, groceries, taxes, car payments, and life’s ever-present emergencies. At the end, they take a post-test to measure improvement in their financial literacy.

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banzai

Teach Financial Literacy with Banzai

banzai1When kids read that America’s $18 trillion+ debt is accepted by many experts as ‘business as usual’, I wonder how that news will affect their own personal finance decisions. Do they understand the consequences of unbalanced budgets? The quandary of infinite wants vs. finite dollars? Or do they think money grows on some fiscal tree that always blooms? The good news is: Half of the nation’s schools require a financial literacy course. The bad new is: Only half require a financial literacy course.

Banzai is a personal finance curriculum that teaches high school and middle school students how to prioritize spending decisions through real-life scenarios and choose-your-own adventure (kind of) role playing. Students start the course with a pre-test to determine a baseline for their financial literacy. They then engage in 32 life-based interactive scenarios covering everything from balancing a budget to adjusting for unexpected bills like car trouble or health problems. Once they’ve completed these exercises, they are dropped into a scenario where they have just graduated from high school, have a job, and must save $2,000 to start college. They are constantly tempted to mis-spend their income and then face the consequences of those actions, basing their decisions on what they learned in the 32 scenarios. Along the way, students learn to handle rent, gas, groceries, taxes, car payments, and life’s ever-present emergencies. When they finish, they take a post-test to measure improvement in their financial literacy.

Teachers register as many classes as necessary. Their dashboard lists all students in each class and a summary of which activities they have finished. Student work is graded by the website and updated on the teacher dashboard.

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